Good Hands, Great Closings: Insurance Ethics, Misrepresentation & Risk in Real Estate Transactions

Course overview

Real estate transactions frequently rely on property insurance as a lender requirement and as a critical component of buyer risk protection. However, misunderstandings about insurance underwriting, occupancy classification, and disclosure requirements can create serious consequences including claim denial, policy rescission, or financial exposure for buyers. This course provides real estate professionals with an understanding of how insurance underwriting, ethical disclosure requirements, and claims investigations intersect with real estate transactions. Participants will explore real-world scenarios involving inaccurate insurance applications, undisclosed rental activity, and property use misrepresentation. The course provides practical guidance to help real estate professionals recognize insurance red flags, encourage ethical disclosures, and protect clients from coverage gaps and claim disputes after closing. The course includes case studies, underwriting examples, and interactive scenarios designed to help participants better understand insurance risks affecting property transactions.